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All in a Day's Work
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Great question! I've given this a lot of thought, too. Granted I'm only 29, I've had a 401k since I was 24. It's always best to start early because you never know. I don't even know if social security is even going to exist by the time I retire and I know that a lot of retired folks rely on social security because some cannot rely on their retirement money alone. I have a 401k w/my employer and they are really good at matching. I have 5% of my salary deducted each paycheck that goes to my 401k. I also have a savings account that earns interest and I also have an IRA which is interest bearing as well.
It's never too late to think about retirement and if you are young, start now.
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Well, I no longer work but I imagine officially I will retire at age 65 and get all the benefits. My husband has a great retirement plan and we are financially sound so I don't see a problem at all.































