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Debt Discussions
Spending Triggers
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Spending Triggers
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My spending triggers are my smoking habit (working on determination to quit this costly addiction), and food! I love steaks on the grill and any seafood -- not inexpensive choices. And Dh can make such an excellent meal it's so hard to resist. We have to stay out of Safeway *lol* they carry some ingredients no one else in our area does and quite a nice variety, but when we go in there for fresh pasta, we find an assortment of other things we want to get and end up walking out with $100+ bill when we only went in planning to spend $20. My Dd goes to the city more than we do and I told her if I want something from Safeway, I will send her with a list of what I need to make sure Dh and I stay out of there and stick within our budget *lol*. I gave up my books about a year ago, but I sure do miss them! I don't even allow myself to look at the bookracks when we are out shopping. Oh, and craft stores! I don't allow myself to even go in them because I could easily find $100 worth of stuff I "want" and they just opened a new craft store in our area that I used to love to go into when I lived in the city several years ago. I told Dh no matter what, we could not go near that store.
Jax
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My spending triggers are my kids and husband as well as things for my professional life. I justify the professional things as help for my career - like career coaching, seminars, evening professional meetings. All tax deductible and I do get valuable information and contacts, but it is a drag on the budget.
The kids and my husband are the people I love and like to indulge. My daughter especially as there is some divorce guilt there.
I am just a mess, basically!
Marie
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My spending trigger is anything on clearance! Especially kids clothes! I find it very hard to pass up a 4 dollar shirt at a designer store, even if I have 30 shirts at home! Sometimes this serves me well, like yesterday I found a brand new winter jacket I had packed away and realized it would fit my youngest right now! It was a 40+ dollar jacket that I got for 6.99 at the Gap last year. Great Deal! But at the same time, I almost missed the jacket and if I wouldn't have been going through their clothes, I would have missed it and it wouldn't fit next year. But then I could have sold it consignment with the tags still on and probably made 10 dollars on it, 3 dollars more than I payed for it!
I really need to curb this habit though because my kids have a lot of clothes and I'm tired of doing laundry. I've decided to document how many clothes they have by size and make a list of what they actually need and specifically look for those items on clearance so I don't end up with 20 shirts and 2 pants!
My other triggers are things on clearance for my house...especially at homegoods! Love homegoods! So basically, if I see things on sale, I find it hard to pass up! I'm on a mission to declutter though and I haven't bought anything for my house in a long time.
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My trigger is not so much an item, as a place.
Walmart! I seem to lose all reason in Walmart. Their DVD prices are always the lowest and their books are always 30% off. If something is on sale, the price is usually so ridiculously low I can't resist. I bought myself a bunch of t-shirts for $5 each and they are fabulous!!
My New Year's Resolutions included Walmart : I can only visit once a month. I shouldn't even be allowed in that store.
Kate
Kate
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Kate









